Partisipasi dan Efektivitas Pengembangan Ekonomi Mikro Pinjaman Bergulir BUMDES di Desa Cilebut Barat Kabupaten Bogor
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Abstract
Village Owned Enterprise is an economic institution established in rural Indonesia and aims to develop the economy of rural communities. Rural economic development through BUMDes is inseparable from community participation. The purpose of this study is to analyze the relationship of internal and external factors with the participation of service business unit of revolving BUMDes program; and the relationship of participation with the level of effectiveness of micro economic development of BUMDes in West Cilebut Village. This research uses a quantitative approach supported by qualitative data. The number of respondents in this study were 45 respondents. The results showed that community participation in the revolving business unit of BUMDes program had low participation rate. Internal factors that have a relationship with participation is the level of income. External factors with the level of participation have a strong relationship that is the level of availability of facilities and infrastructure. This study also found that the effectiveness of the program is low. The level of participation with the effectiveness of the program that has a relationship is the goal of the program.
Keywords: BUMDes, Participation Level, Program Effectiveness, Revolving Loans
ABSTRAK
Badan Usaha Milik Desa adalah sebuah lembaga ekonomi yang dibentuk di pedesaan Indonesia dan bertujuan mengembangkan ekonomi masyarakat desa. Pembangunan ekonomi masyarakat melalui BUMDes tidak terlepas dari partisipasi masyarakat. Tujuan penelitian ini adalah untuk menganalisis hubungan faktor internal dan eksternal dengan partisipasi penerima layanan unit usaha pinjaman bergulir program BUMDes; serta hubungan partisipasi dengan tingkat efektivitas pengembangan ekonomi kelompok kecil BUMDes di Desa Cilebut Barat. Penelitian ini menggunakan pendekatan kuantitatif yang didukung oleh data kualitatif. Jumlah responden pada penelitian ini sebanyak 45 orang responden. Hasil penelitian menunjukkan bahwa partisipasi masyarakat dalam unit usaha pinjaman bergulir program BUMDes memiliki tingkat partisipasi rendah. Faktor internal yang memiliki hubungan dengan partisipasi adalah tingkat pendapatan. Faktor eksternal dengan tingkat partisipasi memiliki hubungan yang kuat yaitu tingkat ketersediaan sarana dan prasarana. Penelitian ini pun menemukan bahwa tingkat efektivitas program tergolong rendah. Tingkat partisipasi dengan tingkat efektivitas program yang memiliki hubungan adalah tujuan program.
Kata Kunci: BUMDes, Pinjaman Bergulir, Tingkat Partisipasi, Efektivitas ProgramDownloads
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